Which of the following is NOT listed as a type of minimum insurance coverage?

Minimum insurance coverage types are crucial components of risk management in property management. The correct answer is based on the distinct functions that each type of coverage serves.

In this context, "rental value of local business" is not typically categorized as a type of minimum insurance coverage. Minimum insurance typically addresses direct risks associated with the property and its operations. Coverage types such as additional costs for temporary premises, liability for contractors, and loss of income following damage are all related to protecting against specific risks that can directly affect the property owner's financial stability and operational capacity.

Additional costs for temporary premises cover expenses incurred while a property is being repaired, ensuring that the business can continue operations without severe financial repercussions. Liability for contractors addresses risk exposure from hiring external businesses to perform work on the property, protecting against potential claims that may arise from contractor actions. Loss of income following damage helps ensure that property owners are compensated for income they would have earned if the property were fully operational, reflecting the need for financial protection in the wake of unforeseen events.

In contrast, "rental value of local business" pertains more to the market value or income potential of a business rather than a specific insurance coverage type that protects the property or its operations from risk. Therefore, it does not align